Banking
Ready-made Fintech Banking Solutions
What banking solutions are you looking for?
Neobanking
Neobanks are new-age banks that have no physical location and exist entirely online. Neobanks operate solely digitally and the money they save allows them to operate with significantly lower costs than traditional banks.
Traderoot has a comprehensive range of fintech products that will fast-track the development and deployment of neobanking platforms and solutions, as well as other innovative banking solutions.
Traderoot has a comprehensive range of fintech products that will fast-track the development and deployment of neobanking platforms and other banking solutions.
Agency Banking
Agency banking involves using local agents to reach unbanked customers, and allows banks to contract third-party retail networks as banking agents. A banking agent can be a retail or postal outlet contracted by a financial institution or a mobile network operator to process client transactions.
Traderoot enables banking agents to provide their clients with the ability to make fast, secure and affordable innovative banking solutions and other transactions using our payment rails, without being set up as a bank.
Open Banking
Open Banking is the practice of enabling secure interoperability in the banking industry by allowing third-party payment service and other financial service providers to access banking transactions and other data from banks and financial institutions.
Traderoot’s ready-made fintech modules offer a simple and affordable solution to banks and other Financial Service Providers (FSPs) seeking to offer Open Banking solutions.
Banking-as-a-Service
Banking-as-a-Service (BaaS) is a business model that allows non-financial companies to provide services typically associated with a bank or financial institution, without the need for their own banking license. This allows non-banks to offer core financial services to their customers by integrating with banks using APIs.
Our Fintech products enable non-banks to offer core banking services without having to build all the required products themselves, enabling the rapid expansion into the banking sector.
Card Services
Card services are the services provided by banks to their cardholders through the use of cards, and all customer services relating to cards. Traderoot’s fintech modules are capable of supporting the full range of card products and card payment solutions.
Remittance
Remittance is the action of sending money using a transfer, or the non-commercial transfer of money. If the payer and the recipient are based in separate countries, this is a cross-border payment.
Traderoot Africa is a certified integration partner for the Transactions Cleared on an Immediate Basis (TCIB) . scheme, which is an agreement among the SADC countries to permit the immediate clearance of cross-border single credit push transactions.
Reconciliation
Reconciliation is the process of comparing records of transactions and other activities to ensure that they match and resolving any discrepancies.
The Traderoot Reconciliation and Billing Engine is the ideal solution for corporate banking operators and large-scale retail corporates who need a trusted framework for procurement, remittance and transaction settlement.
Traderoot Africa is a certified integration partner for the Transactions Cleared on an Immediate Basis (TCIB) . scheme, which is an agreement among the SADC countries to permit the immediate clearance of cross-border single credit push transactions.
Banking Made Easy
The Traderoot Enterprise Platform (TEP) provides an ideal base to quickly, simply and cost-effectively build various fintech banking solutions, including products such as Bank in a Box and services such as banking-as-a-service and open banking solutions.
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