Traderoot Technologies

Technology solutions for your commercial requirements

We license solutions across the entire value chain of business and commerce, from payments to core banking and issuing. Our solutions are used in markets such as retail, health, financial institutions, national payment platforms, travel and entertainment, energy, microfinance and more…

Perfecting Commerce

Traderoot is a strategic FinTech company that licenses advanced business solutions which leverage the latest information technology to provide direct business benefits.

We develop and license integrated, innovative financial technology solutions which enhance cash flow and boost productivity. Our motto is Perfecting Commerce, and our aim is to be standard-bearers for payments and issuing globally.

Card product management

The Card Management System (CMS) from Traderoot supports a full range of card products: credit cards, debit cards and prepaid cards, corporate or personal cards, travel or gift cards, loyalty and reward cards. It can also be used to manage and support virtual cards and e-wallets.

The CMS streamlines the launch of new card products by providing easy-to-use issuing software, which enables you to launch new products ahead of your competition and ensure that you are always giving customers the best product for their needs.

Business-to-Business

The Traderoot Billing and Reconciliation Engine is the ideal solution for corporate banking operators as well as large-scale retail corporates who need a trusted framework for procurement, remittance and settlement.

Using a variety of external billing data, the Billing and Reconciliation Engine can reconcile accounts, transfer funds, calculate fees, determine schedules for invoicing, collections and remittances, and ensure that all parties involved in the billing process receive the relevant financial documents automatically.

This solution forms a perfect integration layer between ERP and payment systems. It assists you in automating all the account payables and receivables throughout your supply chain.

Integrated transaction acquiring across all channels

As the world demands more electronic payment methods, and as more payment options for your merchants’ customers evolve, you need a product that provides secure, reliable and scalable payment acquiring.

Merchants want to be able to accept tender by whichever method suits customers best at the time of checkout – using a card, QR code, token, mobile or online. Merchants also want a single, real-time view of their transactions and the fastest possible settlement, with statements.

Reduce Costs

Reduce the high costs associated with legacy systems using strong reconciliation and matching tools

Highly Secure

Our products are PCI PA-DSS 3.2, EMVCo and 3D-Secure compliant, and support Mastercard and Visa m-commerce platforms

Omnicommerce

Improve customer experience anywhere, anytime, through any channel, using any payment method

Flexibility

Complete flexibility around cryptocurrencies, tokens, new payment technologies, new payment types and payment channels

Traderoot went over and above to build a custom solution to ensure the project remained on track and eliminated the need for a banking partner. This reduced delays and kept the project on track as a viable solution for Old Mutual.

During the entire process of implementing the solution, Traderoot was very consultative and the relationship continues to this day. Despite the complexity of the solution, Traderoot has succeeded in bringing their knowledge and expertise to the table to deliver a world-class product.

As such, Old Mutual has been able to offer a first-of-its-kind service to its customers in South Africa.